The “IRIS 100” Program is designed to write Office and Industrial risks as well as Condominium Associations in the “middle market” sector of up to $50mm.

Limits and Territories Available

• Schedules ranging from a minimum Total Insured Value of $10mm and up to $250mm
• Limits available up to $50mm per location
• Available in all 50 states (GL Only in California, Oregon, Washington State, Nevada and Arizona)
• Limited Named Windstorm, Earthquake and Flood coverage options available for multiple state schedules

Highlights of the Program

• No Co-Insurance
• Property Carrier Rated “A 15” and General Liability Carrier Rated “A+ 15” by A.M. Best Company
• Rental Income Coverage for the Actual Loss Sustained, not subject to any time limit
• Earthquake Sprinkler Leakage Coverage included
• Up to $5,000,000 for Debris Removal
• Boiler and Machinery Coverage Included (Comprehensive Form)
• $5mm and $10mm Excess Liability Limit options available
• Non-Owned and Hired Automobile Coverage Included in General Liability Coverage
• Loss Control/Risk Management Services and Bulletins
• Professional Claims and Loss Adjustment Services

Properties for the Program

• Offices
• Condominiums
• Hotels
• Retail
• Educational Facilities
• Hospitals
• Warehouses
• Restaurants
• Health Clubs
• Municipalities