Our Programs
The “IRIS 100” Program is designed to write Office and Industrial risks as well as Condominium Associations in the “middle market” sector of up to $50mm.
Limits and Territories Available
- Schedules ranging from a minimum Total Insured Value of $10mm and up to $250mm
- Limits available up to $50mm per location
- Available in all 50 states (GL Only in California, Oregon, Washington State, Nevada and Arizona)
- Limited Named Windstorm, Earthquake and Flood coverage options available for multiple state schedules
Highlights of the Program
- No Co-Insurance
- Property Carrier Rated “A 15” and General Liability Carrier Rated “A+ 15” by A.M. Best Company
- Rental Income Coverage for the Actual Loss Sustained, not subject to any time limit
- Earthquake Sprinkler Leakage Coverage included
- Up to $5,000,000 for Debris Removal
- Boiler and Machinery Coverage Included (Comprehensive Form)
- $5mm and $10mm Excess Liability Limit options available
- Non-Owned and Hired Automobile Coverage Included in General Liability Coverage
- Loss Control/Risk Management Services and Bulletins
- Professional Claims and Loss Adjustment Services
Properties for the Program
- Offices
- Condominiums
- Hotels
- Retail
- Educational Facilities
- Hospitals
- Warehouses
- Restaurants
- Health Clubs
- Municipalities