ICIP Program

Our Programs

The IRIS Commercial Insurance Program (or “ICIP Program”) is designed to write newer Office and Industrial risks as well as Condominium Associations that are not always given the consideration we do by the traditional markets in the “moderate total insured values” sector of up to $10mm.

Limits and Territories Available

  • Total Insured Values up to $10mm per location
  • Available in California, Oregon, Washington state, Nevada and Arizona

Highlights of the Program

  • No Co-Insurance
  • Property Carrier Rated “A 15” and General Liability Carrier Rated “A+ 15” by A.M. Best Company
  • Rental Income Coverage for the Actual Loss Sustained, not subject to any time limit
  • Earthquake Sprinkler Leakage Coverage included
  • Up to $5,000,000 for Debris Removal
  • Boiler and Machinery Coverage Included (Comprehensive Form)
  •  $5mm and $10mm Excess Liability Limit options available
  • Non-Owned and Hired Automobile Coverage Included in General Liability Coverage
  • Loss Control/Risk Management Services and Bulletins
  • Professional Claims and Loss Adjustment Services

Properties for the Program

  • Condominium Associations
  • Industrial Buildings
  • Office Buildings
  • Retail Buildings
  • Warehouses