Real Estate Insurance Solutions

Real Estate Insurance Solutions

From their facades to their landscapes to their internal environments, every property has its own unique risks and exposures. Real Estate risks are real, and we understand that. We have partners with Chubb to offer the latest in real estate insurance solutions.

Our solutions are designed to your individual commercial needs. We tailor coverage to each firm's needs, and provide consulting on important risk management issues.

Eligible Risks

We have the ability to write many types of real estate properties, including:

• Office buildings

• Retail properties

• Condominiums and apartment buildings

• Light industrial buildings

• Mixed occupancy properties

• Warehouses

• Vacant land exposures


Coverage Highlights

  • Property and Business Income Insurance
  • Equipment breakdown insurance, automatically included in our property policy, helps protect against mechanical breakdown, electric arcing, and steam boiler explosion. This insurance helps protect most types of equipment, including refrigeration systems, electrical systems, and heating and air conditioning systems.
  • Broad replacement cost also includes rebuilding at the site of the destroyed building or any other location.
  • Builders’ Risk- There is no exclusion for loss or damage caused by or resulting from abrupt and accidental breakdown of mechanical or electrical system or apparatus.
  • General Liability
    • Separation of insured is automatically included.
    • Existing subsidiaries, including unscheduled partnerships, joint ventures, professional corporations, and limited liability companies automatically are included as insureds.
    • Directors, managers, members, officers, partners and supervisors are automatically insureds, and bodily injury to employees is protected.
    • The policy includes written contractual liability for bodily injury, property damage, advertising injury and personal injury.
    •  Also included is oral contractual liability for bodily injury and property damage.
  • Environmental Liability- Protection includes liability for bodily injury, property damage, and remediation costs arising from known or unknown pollution incidents.
  • Umbrella & Excess

No Two Properties Are The Same

Apr. 24, 2015